Elizabeth Murray Campbell Smith Inman
Encyclopedia
Elizabeth Murray Campbell Smith Inman (July 7, 1726 – May 25, 1785) was a shopkeeper
Shopkeeper
A shopkeeper is an individual who owns a shop. Generally, shop employees are not shopkeepers, but are often incorrectly referred to as shopkeepers. Today, a shopkeeper is usually referred to as a manager, though this term could apply to larger firms .*In many south asian languages like Hindi, Urdu,...

, teacher, philanthropist
Philanthropist
A philanthropist is someone who engages in philanthropy; that is, someone who donates his or her time, money, and/or reputation to charitable causes...

, and proto-feminist in Boston
Boston
Boston is the capital of and largest city in Massachusetts, and is one of the oldest cities in the United States. The largest city in New England, Boston is regarded as the unofficial "Capital of New England" for its economic and cultural impact on the entire New England region. The city proper had...

, Massachusetts
Massachusetts
The Commonwealth of Massachusetts is a state in the New England region of the northeastern United States of America. It is bordered by Rhode Island and Connecticut to the south, New York to the west, and Vermont and New Hampshire to the north; at its east lies the Atlantic Ocean. As of the 2010...

, before, during, and after the American Revolution. Elizabeth spent much of her adult life teaching her nieces and female friends the importance of personal financial autonomy through shopkeeping and other traditionally female domestic duties.

Early life

Elizabeth was born in and spent the first twelve years of her life in Unthank, Scotland, until her older brother James, an up-and-coming merchant, brought her to his new North Carolina
North Carolina
North Carolina is a state located in the southeastern United States. The state borders South Carolina and Georgia to the south, Tennessee to the west and Virginia to the north. North Carolina contains 100 counties. Its capital is Raleigh, and its largest city is Charlotte...

 home to be his housekeeper. In this capacity, Elizabeth learned the attendant responsibilities, such as "keeping accounts with local merchants and vendors, selecting and purchasing the items needed for household consumption, overseeing the work of any servants, and performing numerous chores associated with housecleaning and preparing food and clothing"

At seventeen, she moved with James and his new bride to London
London
London is the capital city of :England and the :United Kingdom, the largest metropolitan area in the United Kingdom, and the largest urban zone in the European Union by most measures. Located on the River Thames, London has been a major settlement for two millennia, its history going back to its...

, where Elizabeth saw the city bustling with shop-owning women who sold wide arrays of cloth and other popular goods from all over the world. Also, London, offered her a chance to see the latest fashions in ladies' clothing that were so popular both in Great Britain and in its colonies.

Sailing back to America, the Murrays stopped in Boston
Boston
Boston is the capital of and largest city in Massachusetts, and is one of the oldest cities in the United States. The largest city in New England, Boston is regarded as the unofficial "Capital of New England" for its economic and cultural impact on the entire New England region. The city proper had...

, and Elizabeth, now twenty-three, decided to stay in the bustling commercial hub to open her own shop. Because many urban women were running taverns and small schools, it was considered an appropriate extension of women's acceptable domestic duties to support themselves through businesses they ran out of their homes.

Career

Backed by her brother's mercantile connections in Great Britain, Elizabeth established credit in the commercial world and was able to sell the latest fashions from London in her Boston shop. She advertised in local newspapers, such as the Boston Gazette
Boston Gazette
The Boston Gazette was a newspaper published in Boston, Massachusetts, in the British North American colonies. It began publication December 21, 1719 and appeared weekly.-Brief history:...

and the Boston Evening-Post
Boston Evening-Post
The Boston Evening-Post was a newspaper printed in Boston, Massachusetts, in the 18th century. Publishers included Thomas Fleet , Thomas Fleet Jr. , and John Fleet .-Further reading:...

, showcasing both her world-class ladies' apparel and her talents as a teacher of "Needle Works". Additionally, Elizabeth allowed her female students to board with her, to supplement her income. After a trip to London to make more business connections, Elizabeth returned to Boston and sent for James' daughter Dolly, wanting to give her the chance to pursue the "superior educational opportunities" in the northern city. Dolly worked under both Elizabeth and other local women to gain an education in arithmetic, shopkeeping, reading, and sewing.

In 1755, Elizabeth got married to a trader and ship's captain, Thomas Campbell, thereby trading in her status as an independent single woman for the protection (and legal limitations) of couverture. Their union signified a business partnership, in which Thomas handled the larger commercial transactions, while Elizabeth ran the shop. Additionally, she became part of a female network of shop-owners and teachers in Boston with whom she interacted and traded services with daily. However, by the age of thirty-two, Elizabeth became widowed when Thomas died of the measles in 1759.

By 1760, Elizabeth married for a second time to a wealthy old widower named James Smith, who would change her financial status for the rest of her life. Under their prenuptial agreement, James stipulated that she would not be rendered personally, legally, or financial dependent under couverture; instead, Elizabeth would be allowed to keep all of her own money that she had earned as a shopkeeper, and would be entitled to one-third of his considerable estate if he died before her. Because of their wealth, both Elizabeth and James stopped working and enjoyed a leisurely life in Brush Hill, outside of Boston. She did, however, continue to teach women the ways of shopkeeping and other business ventures, financially helping out young women like her nieces Dolly, Betsy, and Anne, as well as local up-and-coming merchants like Ame and Elizabeth Cumings. Additionally, Elizabeth's single, independent friend and protege Jannette Day enjoyed the financial and emotional support of her friend.

By 1763, Elizabeth's ventures in helping her female friends and family were stymied by the violence in the Boston streets, when colonists became enraged at the taxes imposed on them by the British government. Growing out of the resentment of the Sugar Acts of 1764 and the Stamp Act of 1765 were boycotts on British goods and attacks on loyalists like Andrew Oliver
Andrew Oliver
Andrew Oliver was a merchant and public official in the Province of Massachusetts Bay. Born in Boston, he was the son of Daniel Oliver, a merchant, and Elizabeth Belcher Oliver, daughter of Governor Jonathan Belcher. Andrew had two brothers: Daniel Oliver and Peter Oliver...

 and Thomas Hutchinson. Because Elizabeth's brother James and her husband were involved in housing British soldiers in James Smith's sugar factory when the British landed in Boston in 1768, she and her family became vulnerable to the rioters' hostilities. When her second husband died, Elizabeth became a woman of great wealth, further solidifying her status as an independent, wealthy widow. She decided to leave for London to escape the violence running rampant in Boston; but before she left on a dangerous journey across the Atlantic, Elizabeth wrote her will, leaving lots of money to her family and female friends like Jannette Day and her daughter Jackie.

When Elizabeth visited her brother John's family in Norwich, England, she decided to take his daughter Mary Murray (nicknamed Polly) under her wing, teaching her all that she herself had learned as a shopkeeper in Boston. She immediately set upon sending Polly to Boston to make connections in the commercial world and boarding with her merchant friends, the Cumings sisters. They would teach her all she needed to know about shopkeeping and running a business for herself. Additionally, Elizabeth sent her young nephew Jack to voyage with his sister across the Atlantic to Boston, in hopes of his becoming an apprentice for a successful merchant cousin in Rhode Island
Rhode Island
The state of Rhode Island and Providence Plantations, more commonly referred to as Rhode Island , is a state in the New England region of the United States. It is the smallest U.S. state by area...

. Despite the unrest growing in Boston and many of her friends becoming attacked for importing British goods, Elizabeth decided to send Polly and Jack to Boston, anyway. To Elizabeth's surprise, when the Cumings sisters were publicly reviled in the press, their business turned even more successful, because of their insistence on " 'Striving in an honest way to Git there Bread'." Thus, women were finding themselves thrust into a world in which their decisions to purchase goods had become fraught with political meaning.

Returning to Boston in April 1771 with her new charge Jackie, Elizabeth found Boston much calmer than when she had left a year and a half earlier. She decided to remarry for a third time to fellow shopkeeper Ralph Inman, who would help improve her finances, which she realized were not in good order upon her return to Boston. She and Ralph signed a prenuptial agreement that allowed her to keep her wealth and continue to help young women get started in business. Unfortunately, she quickly learned that this marriage was not a good match, emotionally. Boston's turmoil with the British began to flare up again, and she removed to Cambridge with her niece Dolly to oversee her and her husband's estate, despite the fact that most women were leaving the area altogether. Her husband and her brother remained in Boston, now occupied and closed off by the British, under General Thomas Gage
Thomas Gage
Thomas Gage was a British general, best known for his many years of service in North America, including his role as military commander in the early days of the American War of Independence....

. Elizabeth wrote her husband repeatedly, even after rebel troops had kept her prisoner in her own house, but Ralph did not respond to her entreaties for him to join her in Cambridge. She stayed on in Cambridge, without her husband's protection, "overseeing crops, financial matters, and business decisions," all the while feeling abandoned by Ralph. When Ralph did contact his wife that he needed money, he urged her to come to Boston to join him, something she refused to do. When she insisted on defying her husband's wishes, Ralph made plans to sail to Great Britain without her, thereby separating from her indefinitely. Elizabeth decided that her brother James' daughter Betsy should stay with her and learn more shopkeeping, despite the Revolution taking place in Boston. She finally went to Boston to assist her niece Anne Murray, who was working in a Boston shop. When she realized Anne was unhappy with shopkeeping and wished to get married and leave America, Elizabeth did all she could to help solidify the union. Ralph was arrested before he could leave Boston and his property was seized by rebel forces in 1776.

She was later castigated in the press for befriending a Scottish officer taken prisoner in Boston named Archibald Campbell, perhaps related to her first husband. She sent him various items in prison to assuage the pain of his imprisonment, such as books, rum, coffee, and sugar. She continued this relationship, despite smears on her name that associated her with political activity and prostitution.

When the war drew to a close and her brother James died, many of Elizabeth's nieces and nephews came to live with her and Ralph in Cambridge or nearby. The war had destroyed her and her husband's finances, but they decided to stay with one another. Elizabeth continued to urge her kin to come to Boston to take up shopkeeping, until she fell ill in the spring of 1785. Prior to her death, she drew up a new will that bequeathed much of what was left of her estate to her family, particularly here nieces and family friends.

Death and afterward

Elizabeth Murray Campbell Smith Inman died on May 25, 1785, with Polly and Betsy at her side. She was buried in a tomb alongside her second husband, James Smith, at the cemetery in King's Chapel in Boston. Her husband, Ralph Inman, received relatively little of her fortune, causing a great deal of stress for Elizabeth's nieces and the rest of her family in disputing her will.
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