Zarai Taraqiati Bank Limited
"Let us grow together"
Ownership	Government
Type of Institution	Specialized Bank
Established	1961
Chairman	Sultan Ali Chaudhry
President & CEO	Ms. Roohi Raees Khan
EVP-HR	Muhammad Asghar
Headquarters	Islamabad Islamabad Islamabad is the capital of Pakistan and the tenth largest city in the country. Located within the Islamabad Capital Territory , the population of the city has grown from 100,000 in 1951 to 1.7 million in 2011... , Pakistan Pakistan Pakistan , officially the Islamic Republic of Pakistan is a sovereign state in South Asia. It has a coastline along the Arabian Sea and the Gulf of Oman in the south and is bordered by Afghanistan and Iran in the west, India in the east and China in the far northeast. In the north, Tajikistan...
Total Assets	PKR 102.371 billion (as Dec.31st, 2008)
Total Revenue	PKR 8.484 billion (as Dec.31st, 2008)
Total Employees	5500
Homepage	http://www.ztbl.com.pk

The Zarai Taraqiati Bank Limited (ZTBL) (formerly known as Agricultural Development Bank of Pakistan) is the largest public sector financial development institution with a wide network of 31 Zonal Offices, 9 Audit Zones and 357 branches in Pakistan. The bank serves around half a million clients annually and has over one million accumulated account holders.

History

After the Independence of Pakistan, it was considered that the existing institutional sources of credit such as Taccavi and Cooperatives, were insufficiently meeting the credit needs of farmers. Consequently, Agricultural Development Finance Corporation was created in 1952 under a Central Act for the purpose of expanding financial facilities and promoting the development and modernization of agriculture in Pakistan. In 1957, the Agricultural Bank of Pakistan was established and advanced both short and long term loans. Both these institutions were merged together as Agricultural Development Bank of Pakistan in February 1961.
On December 14, 2002, the Federal Government

Government of Pakistan

The Government of Pakistan is a federal parliamentary system, with an indirectly-elected President as the Head of State and Commander in Chief of the Pakistani Armed Forces, and an indirectly-elected Prime Minister as the Head of Government. The President’s appointment and term are...

 has converted the Agricultural Development Bank of Pakistan (ADBP) into Zarai Taraqiati Bank Ltd (ZTBL) and the new venture has started its operation with immediate effect. The new corporate structure redefines the banks statue as a public limited company with an independent Board of Directors

Board of directors

A board of directors is a body of elected or appointed members who jointly oversee the activities of a company or organization. Other names include board of governors, board of managers, board of regents, board of trustees, and board of visitors...

 promulgated under the presidential ordinance, which aims at ensuring good governance, autonomy, delivering high quality, viable and timely financial services to a greater number of clientele in the agricultural and rural segment of the country with adequate returns to the stakeholder.

Zarai Taraqiati Bank (ZTBL) has been registered under the Companies Ordinance 1984 and by virtue of Finance Order, all assets, liabilities proceedings undertaking of ADBP stands transferred to and vested in Zari Taraqiati Bank with effect from December 14, 2002. Mr. Istaqbal Mehdi was the 1st President and CEO of ZTBL after conversion into ADBP.

Products and services

• Supervised Agricultural Credit Scheme
• Deposits (Fixed, Saving, Current Accounts & Zarai Bachaat Scheme)
• Micro Credit Scheme
• Credit to Women Program
• One Window Operation
• Revolving Finance Scheme (RFS)/Sada Bahar Scheme (SBS)
• Crop Maximization Project

ZTBL 50 Years

2011 as Golden Jubilee year, marking the 50 glorious years of the Bank. The President of Pakistan

President of Pakistan

The President of Pakistan is the head of state, as well as figurehead, of the Islamic Republic of Pakistan. Recently passed an XVIII Amendment , Pakistan has a parliamentary democratic system of government. According to the Constitution, the President is chosen by the Electoral College to serve a...

 Asif Ali Zardari

Asif Ali Zardari

Asif Ali Zardari is the 11th and current President of Pakistan and the Co-Chairman of the ruling Pakistan Peoples Party . He is also the widower of Benazir Bhutto, who served two nonconsecutive terms as Prime Minister....

 inaugurates the bank Golden Jubliee.

Former President's & Chairmen (from 1961-2008)

• Mr. Zaka Ashraf
  Zaka Ashraf
  Muhammad Zaka Ashraf is a Pakistani chief executive who has been the ex-president of the Zarai Taraqiati Bank Limited . He has been appointed as the chairman of the Pakistan Cricket Board, as of 15 October 2011....
  
  

President
Zarai Taraqiati Bank Ltd.
September 3rd, 2008 – October 25th, 2011

• Mr. Mansur Khan

President
Zarai Taraqiati Bank Ltd.
March 1, 2007 – July 31, 2008

• Mr. R.A Chughtai

President
Zarai Taraqiati Bank Ltd.
January 25, 2005 – February 28, 2007

• Mr.Istaqbal Mehdi

Chairman
Agriculture Development Bank of Pakistan
May 22, 2001 – December 13, 2002:
President
Zarai Taraqiati Bank Ltd.
December 14, 2002 – January 25, 2005

• Mr. Feroz Bashir Ansari

Chairman
Agriculture Development Bank of Pakistan
January 1, 2000 – February 28, 2000:
May 28, 2000 – July 22, 2001
January 31, 2001 – May 21, 2001

• Mr. Mohammadmian Soomro

Chairman
Agriculture Development Bank of Pakistan
February 28, 2000 – May 25, 2000

• Syed Fazal Mabood

Chairman
Agriculture Development Bank of Pakistan
January 1, 1998 – December 31, 1999

• Mr. Ghulam Farid Abbasi

Chairman
Agriculture Development Bank of Pakistan
January 22, 1997 – March 18, 1997
April 16, 1997 – December 31, 1997

• Mr. Tariq Sultan

Chairman
Agriculture Development Bank of Pakistan
November 1, 1995 – January 21, 1997:
March 19, 1997 – April 15, 1997

• Mr. Badaruddin Zahidi

Chairman
Agriculture Development Bank of Pakistan
March 17, 1994 – October 28, 1995

• Mr. Khalid Javed

Chairman
Agriculture Development Bank of Pakistan
July 26, 1993 – March 16-1994

• Mr. Javed Talat

Chairman
Agriculture Development Bank of Pakistan
November 1, 1991 – July 26, 1993

• Mr. Bashir Ahmad

Chairman
Agriculture Development Bank of Pakistan
August 19, 1990 – October 31, 1991

• Chaudhry Ahmad Saeed

Chairman
Agriculture Development Bank of Pakistan
July 26, 1989 – August 8, 1990

• Syed Munir Hussain

Chairman
Agriculture Development Bank of Pakistan
September 15, 1988 – July 9, 1989

• Mr. Zafar Iqbal

Chairman
Agriculture Development Bank of Pakistan
June 29, 1988 – September 14, 1988

• Mr. Rana Shabbir Ahmad Khan

Chairman
Agriculture Development Bank of Pakistan
June 10, 1986 – June 28, 1988

• Mr. A.Jamil Nishter

Chairman
Agriculture Development Bank of Pakistan
November 5, 1978 – June 9-1986

• Mr. H.U. Beg

Chairman
Agriculture Development Bank of Pakistan
June 1, 1978 – November 5, 1978

• Mr. Iqbal Saeed

Chairman
Agriculture Development Bank of Pakistan
October 25, 1977 – June 3, 1978

• Mr. Mukhtar Masood

Chairman
Agriculture Development Bank of Pakistan
January 22, 1975 – August 1, 1977

• Mian Riazuddin Ahmad

Chairman
Agriculture Development Bank of Pakistan
October 7, 1972 – January 21, 1975

• Mr. M.A.H Qarni

Chairman
Agriculture Development Bank of Pakistan
July 1, 1969 – March 13, 1972

• Mr. K.S. Islam

Chairman
Agriculture Development Bank of Pakistan
June 7, 1966 – July 9, 1969

• Mr. S.M. Raza (S. Pk.)

Chairman
Agriculture Development Bank of Pakistan
June 7, 1961 – June 6, 1966

• Mr. Mehtab-Ud-Din Ahmad

Managing Director
Agriculture Development Bank of Pakistan
September 9, 1958 – February 17, 1961

• Mr. Mumtaz Mirza (S.Pk.)

Managing Director
Agriculture Development Finance Corporation
December 27, 1957 – February 17, 1961:
Chairman ADBP
February 18, 1961 – June 6, 1961

• Mr. M. Hashim (PA & AS)

Managing Director
Agricultural Development Finance Corporation
October 23, 1952 – December 26, 1957

• Mr. Sohaib

Managing Director
Agricultural Development Finance Corporation
July 23, 1952 – October 22, 1952

ZTBL Credit Rating

In August 2010, ZTBL continued to achieved a AAA credit rating by JCR-VIS

Year	Entity	Stand Alone	Outlook
2010	AAA/ A-1+	B+/ B	Stable
2009	AAA/ A-1+	B+/ B	Stable

See also

• Pakistan
  Pakistan
  Pakistan , officially the Islamic Republic of Pakistan is a sovereign state in South Asia. It has a coastline along the Arabian Sea and the Gulf of Oman in the south and is bordered by Afghanistan and Iran in the west, India in the east and China in the far northeast. In the north, Tajikistan...
  
  
• State Bank of Pakistan
  State Bank of Pakistan
  The State Bank of Pakistan is the central bank of Pakistan. While its constitution, as originally laid down in the State Bank of Pakistan Order 1948, remained basically unchanged until January 1, 1974, when the bank was nationalized, the scope of its functions was considerably enlarged...
  
  
• Economy of Pakistan
  Economy of Pakistan
  The economy of Pakistan is the 47th largest in the world in nominal terms and 27th largest in the world in terms of purchasing power parity . Pakistan has a semi-industrialized economy, which mainly encompasses textiles, chemicals, food processing, agriculture and other industries...
  
  
• National Bank of Pakistan
  National Bank of Pakistan
  National Bank of Pakistan is one of the largest commercial bank operating in Pakistan. It has redefined its role and has moved from a public sector organisation into a modern commercial bank...
  
  

External links

• Agriculture Technology of ZTBL
• Kissan Support Services (Pvt)Ltd
• Pakistan agri-community for better farming
• Association of Development Financing Institutions in Asia & Pacific