The Debt Conciliation Board (DCB) is the independent organ of Govt. of Haryana for the implementation of The Haryana Relief Of Agricultural Indebtness Act, 1989. It plays an important role in identifying the deserving candidates for providing relief and adequate benefits to them as per regulations.

History

In 2007 Budget the central government passed the law of waiving agricultural loans to the tune of 60,000 crore, and to distribute this relief the debt conciliation boards were set up by the Haryana government. The board was formed on 28 January 2007 by Chief Minister of Haryana BS Hooda. It was formed to provide relief from huge debts to the poor farmers and labourers of Haryana. First it was decided to constitute a single board for the state of Haryana. But due to the presence of large population of benefitors it was decided to constitute this board in every district of Haryana.

Hierarchy

The board in each district is presided by Additional Deputy Commissioner. The District Revenue Officer and a representative of the financial institutions are the other official members. Further there are two non official Government representatives from each district of Haryana.
Non Official Members are as follows:

Ambala Ambala Ambala is a city and a municipal corporation in Ambala district in the state of Haryana, India, located on the border of the states of Haryana and Punjab in India. Politically; Ambala has two sub-areas: Ambala Cantt and Ambala City, approximately 3 kilometers apart from each other... Ram Pal Sharma Gulab Singh Ranga

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Fatehabad Fatehabad Fatehabad may refer to:* Fatehabad, Afghanistan* Fatehabad, Haryana a town in Haryana, India* Fatehabad district, a district in Haryana, India* Fatehabad, Madhya Pradesh, a city in Madhya Pradesh, India* Fatehabad, Agra, a village in Uttar Pradesh, India... Darshan Singh Hanuman singh

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Jhajjar Jhajjar Jhajjar is a town in Jhajjar district in the Indian state of Haryana.-Geography:Jhajjar is located at . It has an average elevation of 220 metres .-Demographics:... Balwant Singh Radhey Shyam Parik

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Kaithal Kaithal Kaithal is a city and a municipal council in Kaithal district in the Indian state of Haryana. Kaithal was previously a part of Karnal District and later, Kurukshetra District until 1 November 1989, when it became the headquarters of the Kaithal District of Haryana. Kaithal shares common boundary... Sudhir Mehta Sajjan Singh Dhull

Karnal Karnal Karnal is an important city and the headquarters of Karnal District in the Indian state of Haryana.Karnal is said to have been founded by the Kauravas in the Mahabharata era for the king Karna, a mythological hero and a key figure in the epic tale... Jaipal Mann Lalit Butana

Kurukshetra Kurukshetra Kurukshetra is a land of historical and religious importance. Historically the land belonged to Punjab now a district in Haryana state of India. It is a holy place and is also known as Dharmakshetra . According to the Puranas, Kurukshetra is named after King Kuru, the ancestor of Kauravas and... Lakhwinder Singh Man Singh

Mewat Mewat Mewat is a historical region of Haryana and Rajasthan states in northwestern India. The loose boundaries of Mewat are not precisely determined but generally include Mewat District of Haryana and parts of Alwar, Bharatpur, and Dholpur districts of Rajasthan... Raghubir Khokhiyaka Khurshid Ahmed

Mahendragarh Mahendragarh Mahendragarh is a town and a municipal committee in Mahendragarh district in the north Indian state of Haryana.-Geography:Mahendragarh is located at... Rajender Singh Rajinder Singh

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Panipat Panipat Panipat بَنِبَت is an ancient and historic city in Panipat district, Haryana state, India. It is 90 km north from Delhi and 169 km south of Chandigarh on NH-1. The three battles fought at the city were turning points in Indian history. The city is famous in India by the name of "City of... Sadhu Ram Dr Pritam Singh Rawal

Rewari Rewari Rewari is a city and a municipal council in Rewari district in the Indian state of Haryana. It is located in south-west Haryana around from Delhi and from Gurgaon.- Etymology :... Harish Saini Ravinder Chander

Rohtak Rohtak Rohtak City is a Municipal Corporation in Rohtak district that styles itself as the "Heart of Haryana". It is located 70 km Northwest of New Delhi and 210 km South of the state capital Chandigarh at the NH 10... Ranbir Singh Raghubir Singh Magu

Sirsa Sirsa Sirsa is a city and a municipal council in Sirsa district in the Indian state of Haryana. It is a town in the westernmost region of the state, bordering Punjab and Rajasthan. Its history dates back to the time of Mahabharata... Partap Khod Ranjeet Singh

Sonepat Jogender Singh Dahiya Jaipal Butana

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Provisions in Law

The boards have been constituted under the Haryana Relief of Agricultural Indebtedness Act. Though the Act was enacted in 1989, the boards have been constituted to make the Act really effective. The boards have the jurisdiction to provide relief to debtors of not only a cooperative bank, cooperative society, nationalised bank or commercial banks but also to the debtors of private creditors and money-lenders. Any debtor, who has paid more than the double of the principal amount, can approach the board. Section 3 (e) and 4 of the Act under which these boards were constituted provided rescheduling of the debts of farmers with regard to the repayment capacity of the debtor. Section 12 (5) provided that in case the debtor has repaid to the creditor an amount equal to or exceeding the double the principal amount, or the debtor on being apprised of such findings pays an amount which makes total repayment equal to double the amount of principal, the board shall have the powers to declare the debt as fully discharged.

Criticism

DCB has been often criticised for being ineffective in providing relief to the deserving candidates in Haryana. It has been alleged that the main reason behind the lackadaisical attitude of the government on this issue was that most political leaders had their own commission agent shops in various grain markets of the state and hence they acted as moneylenders to farmers.