Unibank (Haiti)
Encyclopedia
Unibank, S.A. is one of Haiti
Haiti
Haiti , officially the Republic of Haiti , is a Caribbean country. It occupies the western, smaller portion of the island of Hispaniola, in the Greater Antillean archipelago, which it shares with the Dominican Republic. Ayiti was the indigenous Taíno or Amerindian name for the island...

's two largest private commercial banks. The bank was founded in 1992 by a group of Haitian investors and is the main company of Groupe Financier National (GFN). It opened its first office in July 1993 in downtown Port-au-Prince
Port-au-Prince
Port-au-Prince is the capital and largest city of the Caribbean nation of Haiti. The city's population was 704,776 as of the 2003 census, and was officially estimated to have reached 897,859 in 2009....

 and currently has 44 branches throughout the country.

Today, Unibank is the parent company of a group of subsidiaries each concentrating in a specific financial area:
  • Unicarte (Credit cards)
  • Unifinance (Investment banking
    Investment banking
    An investment bank is a financial institution that assists individuals, corporations and governments in raising capital by underwriting and/or acting as the client's agent in the issuance of securities...

    )
  • Unicrédit (Consumer finance
    Consumer finance
    Alternative financial services in the United States refers to a particular type of financial service, namely sub-prime lending by non-bank financial institutions. This branch of the financial services industry is more extensive in the United States than in some other countries, because the major...

    )
  • IMSA (Real estate
    Real estate
    In general use, esp. North American, 'real estate' is taken to mean "Property consisting of land and the buildings on it, along with its natural resources such as crops, minerals, or water; immovable property of this nature; an interest vested in this; an item of real property; buildings or...

    )
  • SNI (Investment management
    Investment management
    Investment management is the professional management of various securities and assets in order to meet specified investment goals for the benefit of the investors...

    )
  • Capital Consult (Consulting firm)
  • Unitransfer (Money transfer
    Money transfer
    Money transfer generally refers to one of the following cashless modes of payment or payment systems:*Wire transfer, an international expedited bank-to-bank funds transfer*Electronic funds transfer, an umbrella term mostly used for bank card-based payments...

    )
  • Micro Crédit National (Microcredit
    Microcredit
    Microcredit is the extension of very small loans to those in poverty designed to spur entrepreneurship. These individuals lack collateral, steady employment and a verifiable credit history and therefore cannot meet even the most minimal qualifications to gain access to traditional credit...

    )
  • UniAssuranes (Insurance
    Insurance
    In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the...

    )
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