Kwedit was a website that helps people without credit

Credit card

A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services...

 or debit card

Debit card

A debit card is a plastic card that provides the cardholder electronic access to his or her bank account/s at a financial institution...

s to purchase virtual good

Virtual good

Virtual goods are non-physical objects purchased for use in online communities or online games. They have no intrinsic value and are intangible by definition....

s online. People could purchase items online and promise to pay for the items later, through mail-in payments, payments at a 7-Eleven

7-Eleven

7-Eleven is part of an international chain of convenience stores, operating under Seven-Eleven Japan Co. Ltd, which in turn is owned by Seven & I Holdings Co...

store, or through a credit card online. Kwedit ceased operations, but their Kwedit-Direct offering became PayNearMe, a service that lets you buy things online by paying for them at a 7-Eleven store.