Groupement des Cartes Bancaires CB
Encyclopedia
Groupement des Cartes Bancaires CB ("CB Bank card
Bank card
A bank card is a plastic card issued by a bank to its clients that may perform one or more of the following services:* ATM card, card used for transactions at automatic teller machines* Debit card, card linked to a bank account and used for making purchases...

 association"), also known as simply CB, is France
France
The French Republic , The French Republic , The French Republic , (commonly known as France , is a unitary semi-presidential republic in Western Europe with several overseas territories and islands located on other continents and in the Indian, Pacific, and Atlantic oceans. Metropolitan France...

's national interbank network
Interbank network
An interbank network, also known as an ATM consortium or ATM network, is a computer network that connects the ATMs of different banks and permits these ATMs to interact with the ATM cards of non-native banks....

, with over 46,000 ATMs and over 1 million EFTPOS
EFTPOS
EFTPOS is the general term used for debit card based systems used for processing transactions through terminals at points of sale. In Australia and New Zealand it is also the brand name of the specific system used for such payments...

 acceptance points.

Carte Bleue VISA
VISA (credit card)
Visa Inc. is an American multinational financial services corporation headquartered on 595 Market Street, Financial District in San Francisco, California, United States, although much of the company's staff is based in Foster City, California. It facilitates electronic funds transfers throughout...

 is a brand often associated with CB. In fact, all Carte Bleue cards are part of CB but not all CB cards are Carte Bleue (they could also be MasterCard
MasterCard
Mastercard Incorporated or MasterCard Worldwide is an American multinational financial services corporation with its headquarters in the MasterCard International Global Headquarters, Purchase, Harrison, New York, United States...

). CB offers the ATM and EFTPOS networking infrastructure, while Carte Bleue
Carte Bleue
Carte Bleue is a major debit card payment system operating in France. Unlike Visa Electron or Maestro debit cards, Carte Bleue allows transactions without requiring authorization from the cardholder's bank. In many situations, the card works like a credit card but without fees for the cardholder...

 is the debit card
Debit card
A debit card is a plastic card that provides the cardholder electronic access to his or her bank account/s at a financial institution...

 or mode of payment.

CB was created in 1984 by the six founding banks of Carte Bleue, plus Crédit Agricole
Crédit Agricole
Crédit Agricole S.A. is the largest retail banking group in France, second largest in Europe and the eighth largest in the world by Tier 1 capital according to The Banker magazine. It is also part of the CAC 40 stock market index....

 and Crédit Mutuel. Since 1992, all CB cards are smart cards.

External links

Official site of CB Official site of CB
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