Grant Chapman
Encyclopedia
Hedley Grant Pearson Chapman (born 27 April 1949) is an Australia
Australia
Australia , officially the Commonwealth of Australia, is a country in the Southern Hemisphere comprising the mainland of the Australian continent, the island of Tasmania, and numerous smaller islands in the Indian and Pacific Oceans. It is the world's sixth-largest country by total area...

n politician.

Born in Adelaide
Adelaide
Adelaide is the capital city of South Australia and the fifth-largest city in Australia. Adelaide has an estimated population of more than 1.2 million...

, South Australia
South Australia
South Australia is a state of Australia in the southern central part of the country. It covers some of the most arid parts of the continent; with a total land area of , it is the fourth largest of Australia's six states and two territories.South Australia shares borders with all of the mainland...

, Chapman was educated at the University of Adelaide
University of Adelaide
The University of Adelaide is a public university located in Adelaide, South Australia. Established in 1874, it is the third oldest university in Australia...

 and worked as a marketing executive in the oil industry and a self-employed management consultant prior to gaining Liberal Party
Liberal Party of Australia
The Liberal Party of Australia is an Australian political party.Founded a year after the 1943 federal election to replace the United Australia Party, the centre-right Liberal Party typically competes with the centre-left Australian Labor Party for political office...

 pre-selection for the federal Division of Kingston
Division of Kingston
The Division of Kingston is an Australian Electoral Division in South Australia covering the far-south metropolitan area of Adelaide. The division was first proclaimed in 1949....

 in the House of Representatives
Australian House of Representatives
The House of Representatives is one of the two houses of the Parliament of Australia; it is the lower house; the upper house is the Senate. Members of Parliament serve for terms of approximately three years....

. Elected as part of Malcolm Fraser
Malcolm Fraser
John Malcolm Fraser AC, CH, GCL, PC is a former Australian Liberal Party politician who was the 22nd Prime Minister of Australia. He came to power in the 1975 election following the dismissal of the Whitlam Labor government, in which he played a key role...

's landslide win, Chapman served in the House of Representatives until his defeat at the 1983 federal election
Australian federal election, 1983
Federal elections were held in Australia on 5 March 1983. All 125 seats in the House of Representatives, and all 64 seats in the Senate, were up for election, following a double dissolution...

. He returned to federal politics in 1987 as a member of the Australian Senate
Australian Senate
The Senate is the upper house of the bicameral Parliament of Australia, the lower house being the House of Representatives. Senators are popularly elected under a system of proportional representation. Senators are elected for a term that is usually six years; after a double dissolution, however,...

 representing South Australia
South Australia
South Australia is a state of Australia in the southern central part of the country. It covers some of the most arid parts of the continent; with a total land area of , it is the fourth largest of Australia's six states and two territories.South Australia shares borders with all of the mainland...

, and was defeated at the 2007 election where Chapman was third on the SA Liberal ticket but only two Liberal candidates were elected.

Grant Chapman is a director of MyATM, a The Third Party Automatic Teller Machine service in Australia. These services are becoming increasingly controversial on account of the amount of money it is costing the Australian Public despite initial arguments that competition would lead to lower ATM fees. “Consumers tell us that ATM fees are excessive and unfair" say authors of the report The price of disloyalty: Why competition has failed to lower ATM fees"There is substantial public opposition to ATM fees. Survey results indicate that the great majority of Australians (82%) believe it is unfair for banks to charge $2 to use their ATMs. Survey findings also corroborate the Reserve Bank's claim that consumers have changed their behaviour in order to avoid paying third-party ATM fees now that they are more aware that such fees exist."

As a politician, it was Chapman who "triggered the move to a new direct-charge system for ATMs, promising fees would fall by two-thirds" as has been pointed out by John Rolfe, consumer affairs reporter at the Daily Telegraph in the article Grant Chapman Cashing in as an ATM Salesman "now he says they won't fall at all. And as a budding businessman he is selling $1 million worth of cash machines a month, promising a minimum return of 20 per cent a year"
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