Fiducia IT AG
Encyclopedia
The Fiducia IT AG is the largest IT services provider in the cooperative financial system in Germany. The core business of the Fiducia Group is the provision of IT services for credit union
s (i.e. "Volksbanken" and "Raiffeisen" banks) and enterprises in the financial grouping as well as for private banks. You earned in fiscal year 2007 sales totaling approximately €692 million. The Fiducia operates 770 banking applications for banks (as at June 2010).
Fiducia has its headquarter in Karlsruhe
-Durlach
and a branch office in Munich.
Among those who developed standard solutions include banking software agree, a total and integrated multi-client capable Bank (software) solution. Since 25 June 2007 Fiducia has supervised the "Volksbanken" and "Raiffeisen" banks, making it the most widely used banking system in Germany.
technology but also other services and software products. This includes both additional application programs such as COSMOS, analyzes and agree VR Control as well as training and offers training for bank employees.
technology but also other services and software products . This includes both additional application programs such as COSMOS, Analyzer and agree Control Board as well as training and offers training for bank employees.
, the Star Financial, and the GAD is the founder of Fiducia giropay GmbH, suppliers of homonym online payment process. The Fiducia is also, together with GAD, for the technical and operational implementation of the payment procedure for the cooperative banks.
As of 31 December 2006 Fiducia operates for 1,300 customers
In 2006, approximately 154 million pages (including bank statements) and 118 million printed letters enveloped and sent.
since the 2005/2006 season and the open-air event "Classic at the tower."
Credit union
A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members...
s (i.e. "Volksbanken" and "Raiffeisen" banks) and enterprises in the financial grouping as well as for private banks. You earned in fiscal year 2007 sales totaling approximately €692 million. The Fiducia operates 770 banking applications for banks (as at June 2010).
Fiducia has its headquarter in Karlsruhe
Karlsruhe
The City of Karlsruhe is a city in the southwest of Germany, in the state of Baden-Württemberg, located near the French-German border.Karlsruhe was founded in 1715 as Karlsruhe Palace, when Germany was a series of principalities and city states...
-Durlach
Durlach
Durlach is a borough of the German city of Karlsruhe with a population of roughly 30,000.-History:Durlach was bestowed by emperor Frederick II on the margrave Hermann V of Zähringen as an allodial possession, but afterwards came into the hands of Rudolph of Habsburg.It was chosen by the margrave...
and a branch office in Munich.
Among those who developed standard solutions include banking software agree, a total and integrated multi-client capable Bank (software) solution. Since 25 June 2007 Fiducia has supervised the "Volksbanken" and "Raiffeisen" banks, making it the most widely used banking system in Germany.
History
- 2008: The Fiducia IT AG adopts new data center in operation. At 17 March 2008 is the first of the 15 PSD bank s (PSD bank eG North) successfully migrated to agree and also uses the eBanking the Fiducia IT AG.
- 2007: Since 25 June 2007, all of the Fiducia IT AG advised banks to the single core banking systemagree. At 25 August, the Fiducia a newly designed IT center in operation, according to their own figures, the most modern in Europe and for the first time the guidelines BS7799 and ISO17799 fully met. In September, the price Fiducia the security of the country Baden-Wuerttemberg for "outstanding projects of occupational safety" in silver. This was for the Security Awareness campaign with the name of "security Cup 2007" award.
- 2006 The PSD bank s decision to gradually until July 2008, the entire data no longer protected by the data Sparda (SDV), but on the Fiducia backlog and to agree to migrate. The version 3.0 of the bank agree to the workplace and self-service software 3.0 agree SB go applications in width. The Fiducia IT AG leads in the supervised banks mobileTAN procedure (mTAN) an. Closure of the sites: Kassel, Erfurt, Saarbruecken, Nuremberg.
- 2004: The Fiducia IT AG, according to market research institute Gartner siebtgrößten IT service providers in Germany.
- 2003: Version 1.0 of the Work Bank agree to unify the banking systems on the market. RBG merger with the Bavarian computer center for cooperatives eG Fiducia IT AG, Karlsruhe.
- 2001 merger with RWG computing center Württembergischer cooperatives GmbH, Stuttgart, Karlsruhe to Fiducia AG / Stuttgart.
- 1999 merger with the GRK Kassel Cooperative Computing Inc.
- 80s: Automation of payments by installing ATMs in the dialogue system. Start developing a banking application procedure. Merger with the cooperative information center GIC, Mutterstadt, Information Center for Fiducia AG and inclusion of the reservation community Saar eG, Saarbrücken.
- 70s: Fiducia use of the online system for the dialogue transport. Beginning of the formation of subsidiaries and participation in other companies, the enlarged customer base with industry-specific solutions and services to operate.
- 60s use of punch cards, then transition to journal strips, magnetic tapes and disks.
- 1958: The idea of a reservation community as a merger of the banks supported created. The new organization will be consulting business of Fiducia.
- 1924: Fiducia founding of the Financial Accounting and Auditing Institute AG, Karlsruhe.
Subsidiary Companies
Among the subsidiaries of Fiducia include:- ORGA GmbH - operational and personnel management solutions, business solutions, e-business solutions, solutions for archiving and document management and outsourcing services, SAPSAP AGSAP AG is a German software corporation that makes enterprise software to manage business operations and customer relations. Headquartered in Walldorf, Baden-Württemberg, with regional offices around the world, SAP is the market leader in enterprise application software...
Gold Channel Partner GmbH
- PERAS - services for HR Services: Entgeltabrechnung, strain and personal data, time management, statistics and certificates
- Technology Services GmbH (TSG)- installation / implementation, maintenance / repair, migration / replacement of the bank's hardware and video surveillance / access control for bank offices
- 2CALL GmbH - installation, configuration and operation of Internet banking applications and applications of Volks-/Raiffeisenbanken via phone, email or fax as well as First-/Second-Level-Support
- ISB AG - Realization of database information, advice on the use of information and communication technology
Investments
Fiducia the stakes in the following companies:- RCall AG - The Public Service of the banks and Raiffeisen banks. As a preferred partner for telephone and customer service in the cooperative financial system offers the F-AG telephone call services such as emergency and overflow concepts takeover of the banks' internal telephone exchange, business processes, such as telephone banking, securities and legitimacy services to customers holistic solutions ServiceCenter (KSC) on. Already since 2006, these services based on BAP agree, the technical platform of FIDUCIA IT AG, exclusive all partner banks in the business area of Fiducia offered.
- Process GmbHCard- processing credit card, debit card processing, POS network, POS acquiring
- Giropay Ltd. - provider of online payment procedure bank accountBank accountA Bank account is a financial account recording the financial transactions between the customer and the bank and the resulting financial position of the customer with the bank .-Account types:...
Banksystem agree
By the Fiducia developed and supervised banking system agree is a modular total banking procedures on the basis of the former NBS banking system and emerged in the wake of the consolidation of systems GEBOS predecessor, cooperatives and RUBIN. To mark the Fiducia agree counts not only the backend systems in the computer system and the front end "job bank agree" (agree BAP) to Java Web StartJava Web Start
In computing, Java Web Start is a framework developed by Sun Microsystems that allows users to start application software for the Java Platform directly from the Internet using a web browser....
technology but also other services and software products. This includes both additional application programs such as COSMOS, analyzes and agree VR Control as well as training and offers training for bank employees.
Processing Centre
By the Fiducia developed and supervised banking system agree is a modular total banking procedures on the basis of the former NBS banking system and emerge in the wake of the consolidation of systems GEBOS predecessor, cooperatives and RUBIN. To mark the Fiducia agree counts not only the backend systems into the computer system and the front end "job bank agree" (agree BAP) to Java Web StartJava Web Start
In computing, Java Web Start is a framework developed by Sun Microsystems that allows users to start application software for the Java Platform directly from the Internet using a web browser....
technology but also other services and software products . This includes both additional application programs such as COSMOS, Analyzer and agree Control Board as well as training and offers training for bank employees.
Data Processing
(Stand 31. Dezember 2007):| Accounts | 48,77 Mio. |
| Items | 3,37 Mrd. |
| Self-service equipment | 22.832 |
| ATMs | 10.705 |
| Statement Printers | 10.932 |
| self-service terminals | 1.195 |
| PC Workstations | 100.171 |
| Bank Serverw | 6.548 |
| Banks with Agree | 812 |
Outsourcing
- Outsourcing & Technical Computing operation: The Fiducia provides the computing infrastructure available and administered the hardware including the system oriented software. The goal is to the customer to concentrate on its core business possible.
- Application outsourcing: When Service PackApplication Outsourcingthe company maintained the standard and custom applications of their customers.
- Business Process Outsourcing: The Outsourcing Services Fiducia is the business process outsourcing, the so-called Business Process OutsourcingBusiness process outsourcingBusiness process outsourcing is a subset of outsourcing that involves the contracting of the operations and responsibilities of specific business functions to a third-party service provider. Originally, this was associated with manufacturing firms, such as Coca Cola that outsourced large segments...
(BPO).
Internet & Telephone Services VR-Web
The Fiducia is also the operator of the Internet service provider VR-Web. VR-Web is an online service for home users. The main target group of VR-Web are customers and employees of economics and Raiffeisen banks and other cooperative institutions. VR-Web offers Internet access with different rates, including both time, as well as volume and flat-rate tariffs. By offering VR-Web phone also offers the Fiducia tariffs for telephone calls to landline.Giropay
Together with the PostbankPostbank
Postbank may refer to any of the postal savings systems in these countries:* Deutsche Postbank* Postbank N.V.* Postbank, a Bulgarian bank owned by Eurobank EFG* PostBank, a savings bank that operated in New Zealand...
, the Star Financial, and the GAD is the founder of Fiducia giropay GmbH, suppliers of homonym online payment process. The Fiducia is also, together with GAD, for the technical and operational implementation of the payment procedure for the cooperative banks.
Printing und Mailing
The Printing and mailing services include the Fiducia individual pressure and Kuvertierleistungen including shipping, electronic signature, archiving and invoice receipt processing.- Data transfer via the Internet, ISDN, data or dedicated
- Data under strict privacyPrivacyPrivacy is the ability of an individual or group to seclude themselves or information about themselves and thereby reveal themselves selectively...
activities (banking secrecy) - Print, cut, FoldingFoldingFold or folding may refer to:* Paper folding, the art of folding paper* Book folding, in book production* Skin fold, an area of skin that folds* Fold , in the game of poker, to discard one's hand and forfeit interest in the current pot...
, InsertionEnvelopeAn envelope is a common packaging item, usually made of thin flat material. It is designed to contain a flat object, such as a letter or card....
invoice documents, formal notices, wage and salary slips, mailings - Postage Optimization
- Sold by Post-Dienstleister/Kurierdienste
- Internal Tracking
- Optional: lawful electronic invoices with electronic signatureElectronic signatureAn electronic signature, or e-signature, is any electronic means that indicates either that a person adopts the contents of an electronic message, or more broadly that the person who claims to have written a message is the one who wrote it . By comparison, a signature is a stylized script...
and archiving
As of 31 December 2006 Fiducia operates for 1,300 customers
- 18 printing with a capacity of 11,400 pages per minute
- 12 Kuvertierstraßen with a capacity of up to 40,000 envelopes per hour
In 2006, approximately 154 million pages (including bank statements) and 118 million printed letters enveloped and sent.
Sponsoring
The Fiducia IT AG is the main and title sponsor of the Baden-marathon s. In addition, the company is sponsoring the Karlsruher SCKarlsruher SC
Karlsruher SC is a German association football club, based in Karlsruhe, Baden-Württemberg. KSC rose out of the consolidation of a number of predecessor clubs. They currently play in the 2...
since the 2005/2006 season and the open-air event "Classic at the tower."