Thérèse Humbert
Encyclopedia
Thérèse Humbert was a French
France
The French Republic , The French Republic , The French Republic , (commonly known as France , is a unitary semi-presidential republic in Western Europe with several overseas territories and islands located on other continents and in the Indian, Pacific, and Atlantic oceans. Metropolitan France...

 female fraud
Fraud
In criminal law, a fraud is an intentional deception made for personal gain or to damage another individual; the related adjective is fraudulent. The specific legal definition varies by legal jurisdiction. Fraud is a crime, and also a civil law violation...

ster, who pretended to be an heir of an imaginary American millionaire Robert Crawford.

Humbert was born Thérèse Daurignac, a peasant girl in Aussonne
Aussonne
Aussonne is a commune in the Haute-Garonne department in southwestern France.-Population:-References:*...

, Languedoc
Languedoc
Languedoc is a former province of France, now continued in the modern-day régions of Languedoc-Roussillon and Midi-Pyrénées in the south of France, and whose capital city was Toulouse, now in Midi-Pyrénées. It had an area of approximately 42,700 km² .-Geographical Extent:The traditional...

, France
France
The French Republic , The French Republic , The French Republic , (commonly known as France , is a unitary semi-presidential republic in Western Europe with several overseas territories and islands located on other continents and in the Indian, Pacific, and Atlantic oceans. Metropolitan France...

. As a child, she once convinced her friends to pool their jewelry so that she could fool others into believing she was wealthy. She married Frédéric Humbert, son of the mayor of Toulouse
Toulouse
Toulouse is a city in the Haute-Garonne department in southwestern FranceIt lies on the banks of the River Garonne, 590 km away from Paris and half-way between the Atlantic Ocean and the Mediterranean Sea...

. Soon after, she began to tell a tale that she had received an unusual inheritance
Inheritance
Inheritance is the practice of passing on property, titles, debts, rights and obligations upon the death of an individual. It has long played an important role in human societies...

.

Humbert claimed that in 1879, when she was in a train, she heard groans from the next compartment. She entered into it by climbing along the outside of the train. There she found a man who was having a heart attack
Myocardial infarction
Myocardial infarction or acute myocardial infarction , commonly known as a heart attack, results from the interruption of blood supply to a part of the heart, causing heart cells to die...

. When she had helped him with her smelling salts
Smelling salts
Smelling salts, also known as spirit of hartshorn or sal volatile, are chemical compounds used for arousing consciousness. The usual active compound is ammonium carbonate, a colorless-to-white, crystalline solid...

, the man told he was an American millionaire named Robert Henry Crawford. He was eternally grateful and would reward her some day. Two years later in 1881, she received a letter that stated that Crawford had died and made her beneficiary of his will
Will (law)
A will or testament is a legal declaration by which a person, the testator, names one or more persons to manage his/her estate and provides for the transfer of his/her property at death...

. The will stated that the Humberts were to look after the family fortune in a safe that should remain sealed until her younger sister Marie was old enough to marry one of Crawford's two nephews, Henry Crawford.

With this story, Humbert obtained a huge loan using the supposed inheritance as a collateral. She moved to Paris with her husband and bought an elaborate house in Avenue de la Grande Armée
Avenue de la Grande Armée
The Avenue de la Grande Armée is a street in Paris on the boundary between the 16th and 17th arrondissements. It was formerly named avenue de la Porte Maillot as part of Route nationale 13, but was renamed to its present name in 1864 in honour of the Grande Armée of the Napoleonic Wars.It begins at...

.

Humbert gathered lots of influence, fame and wealth. Her salon became a center of socializing. Humbert and her associates, other members of the Humbert family, borrowed money against the nonexistent inheritance. They lived in luxury for about 20 years, spending their money on flowers, elaborate dresses and banquets. Eventually they had to borrow more money to cover the previous loans. There were suspicions, but nobody was able to prove the story false.

In 1883, Le Matin
Le Matin (France)
Le Matin was a French daily newspaper created in 1883 and discontinued in 1944.Le Matin was launched on the initiative of Chamberlain & Co, a group of American financiers, in 1883, on the model of the British daily The Morning News. The direction of the project was entrusted to the French...

newspaper published a skeptical article, but Humbert's father-in-law, who at the time was the minister of justice, backed up her story. Humbert claimed that the Crawfords had sued him so that she would have to place her part of the inheritance to Crédit Lyonnais
Crédit Lyonnais
Crédit Lyonnais is a historic French bank. In the early 1990s it was the largest French bank, majority state-owned at that point. Crédit Lyonnais was the subject of poor management during that period which almost led to its bankruptcy in 1993...

 bank. After lengthy litigation, during which the two Crawford nephews, Henry and Robert, appeared in court, the court ruled that the locked safe should remain in Humbert's possession.

When Jules Bizat, official for the French bank, asked Humbert how she had invested her money, she claimed that it was in government bonds. Bizat checked and found that it was not the case. Humbert had organized a generous pension plan she had named Rente Viagère to get more money and used it to pay her debts and buy bonds.

Eventually the creditors noticed that the supposed amount of the inheritance would never be able to cover all the loans and legal costs. Le Matin demanded that the safe should be opened. In 1901, Humbert's creditors sued her, and the next year the Parisian court gave an order that the fabled safe would be opened to prove the existence of the money. The safe was found nearly empty, containing only a brick
Brick
A brick is a block of ceramic material used in masonry construction, usually laid using various kinds of mortar. It has been regarded as one of the longest lasting and strongest building materials used throughout history.-History:...

 and an English halfpenny.

The scandal rocked the French financial world, and thousands of smaller creditors and investors were ruined. The in-laws of the painter Henri Matisse
Henri Matisse
Henri Matisse was a French artist, known for his use of colour and his fluid and original draughtsmanship. He was a draughtsman, printmaker, and sculptor, but is known primarily as a painter...

 became scapegoats in the affair. Matisse's mother-in-law, who was the Humbert family's housekeeper, fell under suspicion, and her husband was arrested. Matisse's studio was searched by detectives, and his wife's family found themselves menaced by angry mobs of fraud victims.

The Humberts had already fled the country, but they were arrested in Madrid
Madrid
Madrid is the capital and largest city of Spain. The population of the city is roughly 3.3 million and the entire population of the Madrid metropolitan area is calculated to be 6.271 million. It is the third largest city in the European Union, after London and Berlin, and its metropolitan...

 in December 1902. Therese Humbert was tried and sentenced to five years' hard labor
Hard Labor
Hard Labor is the eleventh album by American rock band Three Dog Night, released in 1974 .- Cover Artwork :The original album cover, depicting of the birth of a record album , was deemed too controversial and was soon reworked with a huge bandage covering the "birth". The cover also includes an...

. Her two brothers, who had masqueraded as Crawford's nephews, were sentenced to two and three years each. Her husband Frédèric was also sentenced to five years. Her sister Maria, daughter Eve and deceased father-in-law, the justice minister Gustave Humbert, were stated to be victims of the fraud.

When Thérèse Humbert was released from prison, she emigrated to the United States
United States
The United States of America is a federal constitutional republic comprising fifty states and a federal district...

. She died in Chicago
Chicago
Chicago is the largest city in the US state of Illinois. With nearly 2.7 million residents, it is the most populous city in the Midwestern United States and the third most populous in the US, after New York City and Los Angeles...

in 1918. People whom she had defrauded remained mostly silent to avoid further embarrassment.

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