Talk Talk is a novel by T. C. Boyle first published in 2006, about a young deaf woman who becomes the victim of a credit card fraud and identity theft

Identity theft

Identity theft is a form of stealing another person's identity in which someone pretends to be someone else by assuming that person's identity, typically in order to access resources or obtain credit and other benefits in that person's name...

. As the police are unwilling to help, the woman and her boyfriend are determined to track down the criminal themselves.

Plot summary

Dana Halter is an American woman in her early thirties who at the age of four suffered an infection which left her profoundly deaf. Since then, she has been able to master her life astonishingly well: she has acquired an academic degree and teaches at a school for the deaf in San Roque, likely analogous to Santa Barbara, California

Santa Barbara, California

Santa Barbara is the county seat of Santa Barbara County, California, United States. Situated on an east-west trending section of coastline, the longest such section on the West Coast of the United States, the city lies between the steeply-rising Santa Ynez Mountains and the Pacific Ocean...

. Her boyfriend, Bridger Martin, is a "hearie", a man a few years younger than herself who creates special effects for the film industry. Out of love, Martin has gone to great lengths to accommodate her disability. For example, he has taken a course in sign language

Sign language

A sign language is a language which, instead of acoustically conveyed sound patterns, uses visually transmitted sign patterns to convey meaning—simultaneously combining hand shapes, orientation and movement of the hands, arms or body, and facial expressions to fluidly express a speaker's...

 to be able to communicate with her as best as possible.

William "Peck" Wilson is an American raised in Peterskill, New York who is angry with society for failing him. Once a promising young restaurateur, he enters into a sour marriage, has a child with his wife, becomes dependent on his father-in-law's money, and is eventually dumped by his wife. Subsequently, his life takes a turn for the worse, he has to serve a short prison sentence. When he is released from jail, he moves to Marin County, California

Marin County, California

Marin County is a county located in the North San Francisco Bay Area of the U.S. state of California, across the Golden Gate Bridge from San Francisco. As of 2010, the population was 252,409. The county seat is San Rafael and the largest employer is the county government. Marin County is well...

, takes up a criminal career of stealing others' identities and spending these identities' money to furnish his elaborate tastes.

One such stolen identity belongs to Dana Halter, the deaf woman. Peck believes Dana is a man, and now has a driver's license

Driver's license

A driver's license/licence , or driving licence is an official document which states that a person may operate a motorized vehicle, such as a motorcycle, car, truck or a bus, on a public roadway. Most U.S...

 and a credit card

Credit card

A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services...

 in "his" name. He lives together with an attractive Russian gold digger called Natalia and her daughter by a former lover. He has made Natalia believe that he is a physician

Physician

A physician is a health care provider who practices the profession of medicine, which is concerned with promoting, maintaining or restoring human health through the study, diagnosis, and treatment of disease, injury and other physical and mental impairments...

. Peck and Natalia live a luxurious life at the expense of Dana Halter.

After Dana Halter is put in jail on a charge perpetrated by Wilson in her name, she and Bridger Martin are irate. They decide to track down the identity thief, and a cross-country chase ensues that ends in Peterskill, New York.