San Diego County Credit Union
Encyclopedia
San Diego County Credit Union is a credit union
Credit union
A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members...

 based in San Diego, California
California
California is a state located on the West Coast of the United States. It is by far the most populous U.S. state, and the third-largest by land area...

. SDCCU was founded in 1938 as San Diego County Employees Credit Union and was formed to provide for the financial needs of local county government employees. During the 1970s, San Diego County Employees Credit Union changed its name to San Diego County Credit Union and expanded its membership to include all San Diegans. Today, SDCCU is open to everyone living or working in San Diego, Riverside and Orange counties.

SDCCU is a privately held company
Privately held company
A privately held company or close corporation is a business company owned either by non-governmental organizations or by a relatively small number of shareholders or company members which does not offer or trade its company stock to the general public on the stock market exchanges, but rather the...

 with no external stockholders. It has over 221,000 members and 28 branch offices in its three-county service area. Its deposits are insured by the National Credit Union Administration
National Credit Union Administration
The National Credit Union Administration is the United States independent federal agency that supervises and charters federal credit unions...

 and it is an Equal Housing Lender.

With more than $5 billion in assets, San Diego County Credit Union is a not-for-profit credit union wholly owned and operated by its members. Unlike most other financial institutions, San Diego County Credit Union does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher dividends on deposits and lower fees.

SDCCU offers free checking accounts with eStatements, direct deposit, Visa credit and free debit cards, certificate and money market accounts, auto and home loans, an array of eServices and much more.

SDCCU has a large portfolio of sponsorships, including the annual San Diego County Credit Union Poinsettia Bowl
Poinsettia Bowl
The Poinsettia Bowl is a post-season NCAA-sanctioned Division I-A college football bowl game that was created in 2005. The game was created by the organizers of the Holiday Bowl and is played annually at Qualcomm Stadium in San Diego, California. The game is currently sponsored by the San Diego...

 college football
College football
College football refers to American football played by teams of student athletes fielded by American universities, colleges, and military academies, or Canadian football played by teams of student athletes fielded by Canadian universities...

 bowl game
Bowl game
In North America, a bowl game is commonly considered to refer to one of a number of post-season college football games. Prior to 2002, bowl game statistics were not included in players' career totals and the games were mostly considered to be exhibition games involving a payout to participating...

, and the Big Bay Balloon Parade, a tradition connected to the Holiday Bowl
Holiday Bowl
The Holiday Bowl is a post-season NCAA-sanctioned Division I-A college football bowl game that has been played annually at Qualcomm Stadium in San Diego, California, since 1978. Beginning with the 2010 playing the bowl will officially be known as the Bridgepoint Education Holiday Bowl after...

.

External links

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