Raymond Joseph Lucia, Sr. is an American Certified Financial Planner

Certified Financial Planner

The Certified Financial Planner designation is a professional certification mark for financial planners conferred by the Certified Financial Planner Board of Standards, Inc...

, Registered Investment Advisor

Registered Investment Advisor

The term Registered Investment Adviser is used to describe an Investment Adviser who is registered with the Securities and Exchange Commission or a state's securities agency. The term has been popularized due to its use within the Investment Advisers Act of 1940 and its association to the term...

, author

Author

An author is broadly defined as "the person who originates or gives existence to anything" and that authorship determines responsibility for what is created. Narrowly defined, an author is the originator of any written work.-Legal significance:...

, radio personality

Radio personality

A radio personality is a person with an on-air position in radio broadcasting. A radio personality can be someone who introduces and discusses various genres of music, hosts a talk radio show that may take calls from listeners, or someone whose primary responsibility is to give news, weather,...

 and television host. He is host of The Ray Lucia Show, a nationally syndicated radio and television financial talk show on the Business Talk Radio Network and the Biz Television Network.

Early life, education, personal life

Lucia was born in Philadelphia, Pennsylvania. His family moved to San Diego, California when Lucia was ten years old. He went to Palomar College

Palomar College

Palomar College is a community college with one campus and six education sites in San Diego County, California. The main campus is located in San Marcos, while the six education sites are located elsewhere throughout north San Diego County. The largest of these is the education center located in...

 on a football scholarship and earned a teaching degree. Before becoming a financial advisor, Lucia was a high school teacher and football coach, and also played guitar and sang in a rock band. Lucia and his wife have four children.

Financial advisor

Lucia founded the Raymond J. Lucia Companies, Inc. and was the company's President and CEO for over twenty years. Registered Rep Magazine named Lucia as one of the "Top 100 Independent Financial Advisors in America" in 2008, and he was one of ten financial advisors recognized in the magazine's 2004 "Outstanding Broker Awards."

Writing

Lucia is author of three books focusing on retirement investment strategies, with co-author Dale Fetherling:

• The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life (2010) (foreword by Ben Stein
  Ben Stein
  Benjamin Jeremy "Ben" Stein is an American actor, writer, lawyer, and commentator on political and economic issues. He attained early success as a speechwriter for American presidents Richard Nixon and Gerald Ford...
  
  )
• Ready... Set... Retire! Financial Strategies for the Rest of Your Life (2007)
• Buckets of Money: How To Retire in Comfort and Safety (2004)

Radio and Television

In 1990, The Ray Lucia Show began airing on radio station KFMB (AM)

KFMB (AM)

KFMB is a conservative talk radio station in San Diego, California, co-owned with KFMB-FM and KFMB-TV. KFMB is one of the few stations in the U.S. that increases power at night. The daytime power is limited due to KBRT , a religious-programming station with transmitters on Santa Catalina Island....

 in San Diego. Since 2000, the show has been nationally syndicated on the Business Talk Radio Network. In 2009, Talkers Magazine named Lucia as one of the "100 Most Important Radio Talk Show Hosts in America." Lucia is also a frequent guest on the Sean Hannity

Sean Hannity

Sean Hannity is an American radio and television host, author, and conservative political commentator. He is the host of The Sean Hannity Show, a nationally syndicated talk radio show that airs throughout the United States on Premiere Radio Networks. Hannity also hosts a cable news show, Hannity,...

 Show. In September 2010 The Ray Lucia Show was picked up for television by the Biz Television Network. In addition to his own show, Lucia has appeared on ABC's Good Morning America

Good Morning America

Good Morning America is an American morning news and talk show that is broadcast on the ABC television network; it debuted on November 3, 1975. The weekday program airs for two hours; a third hour aired between 2007 and 2008 exclusively on ABC News Now...

, Fox News Channel

Fox News Channel

Fox News Channel , often called Fox News, is a cable and satellite television news channel owned by the Fox Entertainment Group, a subsidiary of News Corporation...

's Your World With Neil Cavuto

Your World with Neil Cavuto

Your World with Neil Cavuto , which debuted as the Cavuto Business Report on the network's launch in 1996, is an American business television program appearing on Fox News Channel.-About the program:...

 and The Cost of Freedom

The Cost of Freedom

The Cost of Freedom is an American business program block on the Fox News Channel, which runs from 10:00 a.m. to 12:00 p.m. ET Saturdays and 4:00 to 6:00 a.m. ET Mondays and several times throughout the weekend on sister network Fox Business Network, while a short seguments called Money Break air...

 and CNBC

CNBC

CNBC is a satellite and cable television business news channel in the U.S., owned and operated by NBCUniversal. The network and its international spinoffs cover business headlines and provide live coverage of financial markets. The combined reach of CNBC and its siblings is 390 million viewers...

's On The Money.

External links

• RayLucia.com Official website
• Raymond J. Lucia, Sr., CFP. RJL Wealth Management