OnePulse
Encyclopedia
OnePulse is the name of a credit card that is issued by Barclaycard
Barclaycard
Barclaycard, part of Barclays Retail and Business Banking, is a global payment business. The Barclaycard was the first credit card introduced in the UK, coming into service in 1966. It enjoyed a monopoly until the introduction of the Access card in 1972....

 that combines the functionality of Transport for London
Transport for London
Transport for London is the local government body responsible for most aspects of the transport system in Greater London in England. Its role is to implement the transport strategy and to manage transport services across London...

's Oyster card
Oyster card
The Oyster card is a form of electronic ticketing used on public transport services within the Greater London area of the United Kingdom. It is promoted by Transport for London and is valid on a number of different travel systems across London including London Underground, buses, the Docklands...

 with a Visa contactless enabled credit card. Barclaycard OnePulse was launched in early September 2007.

In addition to the normal features of both a Visa credit card and the Oyster product, Barclaycard OnePulse includes the ability to pay for low value items under £15 using the Visa contactless system by waving the card over a reader in participating shops anywhere Visa contactless cards are accepted. Purchases made in shops using either the contactless or standard payment methods are debited directly from the Barclaycard account as opposed to being deducted from the Oyster Pre-Pay account. No PIN
Personal identification number
A personal identification number is a secret numeric password shared between a user and a system that can be used to authenticate the user to the system. Typically, the user is required to provide a non-confidential user identifier or token and a confidential PIN to gain access to the system...

 is required for contactless transactions, providing a similar customer experience to Oyster. The chip in the card contains risk management logic that will prompt the cardholder to revert to a normal (contact) chip and PIN transaction from time to time for security. The standard consumer protections associated with credit cards apply to contactless transactions, so the consumer is protected in the event of unauthorised use of their card.

Shops participating with cashless payment scheme currently include:
  • EAT.
    EAT.
    EAT. is a chain of sandwich shops with over 90 branches in the UK, the majority in London, with others in Birmingham, Brighton, Cambridge, Canterbury, London Heathrow Airport , Gatwick Airport, Leicester, Manchester, Windsor, Oxford and Edinburgh.The first shop was opened in October 1996 in...

  • Krispy Kreme
    Krispy Kreme
    Krispy Kreme is the name of an international chain of doughnut stores that was founded by Vernon Rudolph in 1937 in Winston-Salem, North Carolina. The parent company of Krispy Kreme is Krispy Kreme Doughnuts, Inc...

  • YO! Sushi
    Yo! Sushi
    YO! Sushi is a British restaurant chain which was started in 1997 and is owned by Quilvest and the YO! Sushi Senior Management team. YO! Sushi specialises in delivering sushi to customers using the Japanese style 'kaiten' conveyor belt method...

  • Coffee Republic
    Coffee Republic
    Coffee Republic is a British coffee bar and deli franchise chain founded in 1995.- History :* 1995Coffee Republic is founded by brother and sister team Bobby and Sahar Hashemi, opening its first site in London's South Molton Street.* 1996...

  • Tossed
  • Caffè Nero
    Caffè Nero
    Caffè Nero or Caffè Nero Group Ltd is an Italian-style coffee shop chain primarily based in the UK. It was founded in 1997 in London as the Caffe Nero Group by Gerry Ford...

  • Subway
    Subway (restaurant)
    Subway is an American restaurant franchise that primarily sells submarine sandwiches and salads. It is owned and operated by Doctor's Associates, Inc. . Subway is one of the fastest growing franchises in the world with 35,519 restaurants in 98 countries and territories as of October 25th, 2011...

  • Boots
    Boots UK
    Boots UK Limited , is a leading pharmacy chain in the United Kingdom, with outlets in most high streets throughout the country...



In addition, many traditional retailers (e.g. corner shop operators) now accept the cashless element of OnePulse and other contactless payment
Contactless payment
Contactless payment systems are credit cards and debit cards, key fobs, smartcards or other devices which use RFID for making secure payments. The embedded chip and antenna enable consumers to wave their card or fob over a reader at the point of sale. Some suppliers claim that transactions can be...

 methods. Barclaycard merchant services are now routinely providing contactless payment terminals to smaller merchants, following the increased roll-out of contactless payment cards by Barclaycard
Barclaycard
Barclaycard, part of Barclays Retail and Business Banking, is a global payment business. The Barclaycard was the first credit card introduced in the UK, coming into service in 1966. It enjoyed a monopoly until the introduction of the Access card in 1972....

 and Barclays Bank.

As of August 2011, the card does not appear to be available to new customers. The link below re-directs to a page for existing customers only.

External links

The source of this article is wikipedia, the free encyclopedia.  The text of this article is licensed under the GFDL.
 
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