In the United States

United States

The United States of America is a federal constitutional republic comprising fifty states and a federal district...

, Certified Insurance Counselor (CIC) is an insurance agent

Insurance broker

An insurance broker finds sources for contracts of insurance on behalf of their customers. The three largest insurance brokers in the world, by revenue, are Aon, Marsh & McLennan, and Willis Group Holdings.-Purpose of insurance brokers:...

 professional certification

Professional certification

Professional certification, trade certification, or professional designation, often called simply certification or qualification, is a designation earned by a person to assure qualification to perform a job or task...

 designation. The CIC certification program was started by the National Alliance for Insurance Education & Research in Austin, Texas

Austin, Texas

Austin is the capital city of the U.S. state of :Texas and the seat of Travis County. Located in Central Texas on the eastern edge of the American Southwest, it is the fourth-largest city in Texas and the 14th most populous city in the United States. It was the third-fastest-growing large city in...

 in 1969. Some CIC courses can be used to fulfill state continuing education

Continuing education

Continuing education is an all-encompassing term within a broad spectrum of post-secondary learning activities and programs. The term is used mainly in the United States and Canada...

requirements for licensing as an insurance agent. and that's the way it was.

The CIC program is for agency owners, producers, agents, brokers, and agency and company personnel. To be eligible to attend CIC institutes and obtain the CIC designation, an individual must:

• be a licensed agent, broker, adjuster, or solicitor, or
• have at least two years of full-time experience in the insurance industry or as a risk management practitioner, or
• have served as a full-time insurance faculty member at an accredited college or university

Five institutes

There are five CIC institutes. Each institute is 2½ days of coursework (20 hours total), followed by an optional 2-hour exam. The CIC program is a continuing education program and a professional certification program. Any eligible individual may attend classes without taking the examinations or working toward the designation. Courses reflect the laws and regulations in the state in which the institute is held.

1. Personal lines institute addresses the insurance needs of individuals, families, and family members, and explains the complexities of state-specific personal lines forms.
2. Commercial casualty institute covers casualty exposures and essential coverage.
3. Commercial property institute covers ways to maximize coverage for various types of commercial property accounts.
4. Life and health institute provides the basic, essential background knowledge for property and casualty agents to succeed in the life and health insurance market.
5. Agency management institute covers the internal operations and factors necessary to run an agency. A case study is used throughout the program for practical application of the theories, methods, and procedures.

To become a designated CIC, the candidate must complete all five courses and pass the examinations within five calendar years. CIC designees make a commitment to update their CIC designations annually.

A CIC candidate may earn the CIC designation by completing any four CIC institutes plus one Certified Risk Managers (CRM) course. CIC and CRM designations can be earned by completing nine programs: any four of the CIC institutes and all five CRM courses (Principles of Risk Management, Analysis of Risk, Control of Risk, Financing of Risk, and Practice of Risk Management).