Univé
Encyclopedia
Univé is a cooperative
insurance company in the Nederlands. Univé presents itself as a nonprofit insurer, to express that making profit is not important and therefore has cheaper products.
The central Univé organization consists of two large insurance companies, namely a life insurer, based in Assen
and a health insurer in Alkmaar
. The headquarters of the central organization is in Arnhem
.
The regional cooperatives are themselves mutual insurance
, which operate regionally. Each of these mutuals is in itself a provider of fire and storm insurances, and acts as an intermediary for the central insurance. The regional offices also sell other financial products such as life insurance and mortgages. Because the stated goal of the association is to provide the best possible services for the members (policyholders), the mutuals also offer other financial services products.
Both the central organization as the mutuals have each their own separate executive boards.
There are several affiliated organizations and companies.
Univé has about 3,100 employees, about half of them employed by the mutuals.
In May 2006, a collaboration with health insurer VGZ-IZA-Triassic was announced. The merger has been approved by the NMa
and De Nederlandsche Bank
and is effective as of January 1, 2007. The name of the insurance is for now Univé-VGZ-IZA-Trias.
The affiliated mutuals have a much longer history. The oldest existing mutual (mutual insurance Unive North Groningen BA) was founded in 1794.
Since 1996, Univé has had a website presence on the Internet
. In 1997 the first online insurance (a moped policy) was sold.
and TROS Radar paid attention the way Univé uses the agency's own damages expert Compander, which would not operate independently. Because of this insured would be disadvantaged.
Univé also sponsors the Unive Gym Gala and was involved in the 2005 FIFA World Youth Championship
organized in the Netherlands.
The name of Univé is attached to the Univé Stadium of first division football club FC Emmen
.
The regional mutuals also occur independently as sponsors of sporting and cultural events in their own region.
Cooperative
A cooperative is a business organization owned and operated by a group of individuals for their mutual benefit...
insurance company in the Nederlands. Univé presents itself as a nonprofit insurer, to express that making profit is not important and therefore has cheaper products.
Organization
There is no one single Univé. Univé is a cooperative association of 26 member cooperatives. These regional cooperatives have about 150 outlets in the Netherlands.The central Univé organization consists of two large insurance companies, namely a life insurer, based in Assen
Assen
Assen is a municipality and a city in the north eastern Netherlands, capital of the province of Drenthe. It received city rights in 1809. Assen's main claim to fame is the TT Circuit Assen the motorcycle racing circuit, where on the last Saturday in June the Dutch TT is run...
and a health insurer in Alkmaar
Alkmaar
Alkmaar is a municipality and a city in the Netherlands, in the province of Noord Holland. Alkmaar is well known for its traditional cheese market. For tourists, it is a popular cultural destination.-History:...
. The headquarters of the central organization is in Arnhem
Arnhem
Arnhem is a city and municipality, situated in the eastern part of the Netherlands. It is the capital of the province of Gelderland and located near the river Nederrijn as well as near the St. Jansbeek, which was the source of the city's development. Arnhem has 146,095 residents as one of the...
.
The regional cooperatives are themselves mutual insurance
Mutual insurance
A mutual insurance company is an insurance company which has no shareholders but instead is owned entirely by its policyholders. The primary form of financial business set up as a mutual company in the United States has been mutual insurance. Under this idea, what would have been profits are...
, which operate regionally. Each of these mutuals is in itself a provider of fire and storm insurances, and acts as an intermediary for the central insurance. The regional offices also sell other financial products such as life insurance and mortgages. Because the stated goal of the association is to provide the best possible services for the members (policyholders), the mutuals also offer other financial services products.
Both the central organization as the mutuals have each their own separate executive boards.
There are several affiliated organizations and companies.
- Compander is an expertise company that performs expert reports, in particular for fire and car damage. This company is 100% owned by Univé.
- The Stichting Univé Rechtshulp (Univé juridical assistance foundation) was established as an implementing agency for legal expenses insurance. It is owned by Univé.
Univé has about 3,100 employees, about half of them employed by the mutuals.
In May 2006, a collaboration with health insurer VGZ-IZA-Triassic was announced. The merger has been approved by the NMa
NMA
NMA may refer to:*National Management Association*National Mapping Agency*National Meat Association*National Medical Association*National Memorial Arboretum*National Mining Association*National Motorists Association*National Movie Awards...
and De Nederlandsche Bank
De Nederlandsche Bank
De Nederlandsche Bank is the central bank of the Netherlands. It is part of the European System of Central Banks .-History:...
and is effective as of January 1, 2007. The name of the insurance is for now Univé-VGZ-IZA-Trias.
History
Univé is the result of many mergers. The present company was founded in 1991 by the merger of DLG (Assen) and Novo (Zwolle). A year later health insurer Ziekenfonds Noord-Holland Noord from Alkmaar joined Unive, which has since dissolved againThe affiliated mutuals have a much longer history. The oldest existing mutual (mutual insurance Unive North Groningen BA) was founded in 1794.
Since 1996, Univé has had a website presence on the Internet
Internet
The Internet is a global system of interconnected computer networks that use the standard Internet protocol suite to serve billions of users worldwide...
. In 1997 the first online insurance (a moped policy) was sold.
Criticism
The television program ZemblaZembla
Zembla is a Dutch television documentary programme by VARA and NPS. The documentaries are based on in-depth research that can take months. The subjects are often controversial....
and TROS Radar paid attention the way Univé uses the agency's own damages expert Compander, which would not operate independently. Because of this insured would be disadvantaged.
Community Involvement
In their capacity as damages insurer's Unive is involved in various initiatives aimed at limiting damages and their consequences as a sponsor, for example Veilig Verkeer Nederland and Slachtofferhulp Nederland.Sponsorships
Univé is nationally known as a sponsor of- Until late 2009 Unive sponsor of the Nationaal Jeugd Orkest orchestra.
- Football Club SC Heerenveen
- Skate Bond Nederland
- Univé Schaaktoernooi
Univé also sponsors the Unive Gym Gala and was involved in the 2005 FIFA World Youth Championship
2005 FIFA World Youth Championship
The 2005 FIFA World Youth Championship took place in The Netherlands between 10 June and 2 July 2005. The 2005 championship was the 15th contested.- Venues :- Qualification :The following 24 teams qualified for the 2005 FIFA World Youth Championship...
organized in the Netherlands.
The name of Univé is attached to the Univé Stadium of first division football club FC Emmen
FC Emmen
FC Emmen is a Dutch football club based in Emmen, Drenthe, and currently playing in the Eerste Divisie, the second tier of football in the Netherlands.-History:...
.
The regional mutuals also occur independently as sponsors of sporting and cultural events in their own region.