- This article is about the bank network. For the US federal student loan, see PLUS loan
A PLUS Loan is a student loan offered to parents of students enrolled at least half time in eligible programs at participating and eligible post-secondary institutions...
.
PLUS (also known as
Visa PLUS) is an
interbank networkAn interbank network, also known as an ATM consortium or ATM network, is a computer network that connects the ATMs of different banks and permits these ATMs to interact with the ATM cards of non-native banks....
that covers all
VISAVisa Inc. , commonly referred to as VISA , is a multinational corporation based in San Francisco, California, USA. The company operates the world's largest retail electronic payment network, managing payments among financial institutions, merchants, consumers, businesses and government entities...
credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide. Currently, there are one million PLUS-linked ATMs in 170 countries worldwide.
http://visa.via.infonow.net/locator/global/jsp/SearchPage.jsp
PLUS cards can be linked in the following ways: as a standalone network, linked with a local interbank network and/or linked with any Visa product displaying the Visa flag on the front (Visa, Visa Debit, Visa Delta and
Visa ElectronVisa Electron is a debit or credit card available across most of the world, with the exception of Canada, Australia, Ireland and the United States. The card was introduced by VISA in the 1980s and is a sister card to the Visa Debit card...
).
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- This article is about the bank network. For the US federal student loan, see PLUS loan
A PLUS Loan is a student loan offered to parents of students enrolled at least half time in eligible programs at participating and eligible post-secondary institutions...
.
PLUS (also known as
Visa PLUS) is an
interbank networkAn interbank network, also known as an ATM consortium or ATM network, is a computer network that connects the ATMs of different banks and permits these ATMs to interact with the ATM cards of non-native banks....
that covers all
VISAVisa Inc. , commonly referred to as VISA , is a multinational corporation based in San Francisco, California, USA. The company operates the world's largest retail electronic payment network, managing payments among financial institutions, merchants, consumers, businesses and government entities...
credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide. Currently, there are one million PLUS-linked ATMs in 170 countries worldwide.
http://visa.via.infonow.net/locator/global/jsp/SearchPage.jsp
PLUS cards can be linked in the following ways: as a standalone network, linked with a local interbank network and/or linked with any Visa product displaying the Visa flag on the front (Visa, Visa Debit, Visa Delta and
Visa ElectronVisa Electron is a debit or credit card available across most of the world, with the exception of Canada, Australia, Ireland and the United States. The card was introduced by VISA in the 1980s and is a sister card to the Visa Debit card...
). Currently, there are 144 million proprietary PLUS cards, not including a number of cards which have PLUS as a secondary network.
PLUS is widely used as a local interbank network in places such as the
United StatesThe United States of America is a federal constitutional republic comprising fifty states and a federal district...
and
CanadaCanada is a country occupying most of northern North America, extending from the Atlantic Ocean in the east to the Pacific Ocean in the west and northward into the Arctic Ocean...
, where networks such as
STARSTAR is an interbank network and EFTPOS network in the United States. It is the largest American interbank network, with 250,000 ATMs, 134 million cardholders and over 5,700 participating financial institutions. The network is owned and operated by STAR Networks, a subsidiary company of First Data...
,
NYCEThe New York Cash Exchange is an interbank network connecting the ATMs of various financial institutions in the United States and Canada. NYCE also serves as an EFTPOS network for NYCE-linked ATM cards.NYCE is based in Secaucus, New Jersey...
and
PulseFor other uses, see Pulse Pulse is an interbank electronic funds transfer network in the United States. It serves more than 4,500 U.S...
in the United States and
InteracInterac Association is a Canadian organization linking enterprises that have proprietary networks so that they may communicate with each other for the purpose of exchanging electronic financial transactions...
in Canada also compete. In places such as
IndiaIndia, officially the Republic of India , is a country in South Asia. It is the seventh-largest country by geographical area, the second-most populous country, and the most populous democracy in the world. Bounded by the Indian Ocean on the south, the Arabian Sea on the west, and the Bay of Bengal...
and
IndonesiaThe Republic of Indonesia is a country in Southeast Asia and Oceania. Indonesia comprises 17,508 islands. With an estimated population of around 237 million people, it is the world's fourth most populous country, with the world's largest population of Muslims.Indonesia is a republic, with an...
, this is also the case wherein there are many interbank networks. The main competitor of PLUS is
CirrusCirrus is a worldwide interbank network operated by MasterCard Worldwide, and was founded in 1986. It links MasterCard, Maestro, Diners Club credit, debit and prepaid cards to a network of over 1,000,000 ATMs in 93 countries....
, which is offered by Visa rival
MasterCardMasterCard Worldwide is a multinational corporation based in Purchase, New York, United States. Throughout the world, its principal business is to process payments between the banks of merchants and the banks of purchasers that use its "MasterCard" brand debit and credit cards to make purchases....
.
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