Employers' Liability (Compulsory Insurance) Act 1969
Encyclopedia
The Employers' Liability (Compulsory Insurance) Act 1969 (c 57) is a UK Act of Parliament that requires that employers carry insurance
against the personal injury
of their employees.
Under section 5, offenders can be sentenced, on summary conviction in the Magistrates' Court, to a fine of up to level 4 on the standard scale (£2500) .
The Act does not require compulsory insurance against illness and injury suffered by employees working abroad. In Reid v Rush & Thompkins there is no requirement to advise an employee to get insurance herself.
Insurance
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the...
against the personal injury
Personal injury
Personal injury is a legal term for an injury to the body, mind or emotions, as opposed to an injury to property. The term is most commonly used to refer to a type of tort lawsuit alleging that the plaintiff's injury has been caused by the negligence of another, but also arises in defamation...
of their employees.
Content
The insurance that employers must take out is referred to as Employer's Liability Compulsory Insurance (ECLI). As well as being insured, employers must post details of the insurance for staff to see. This requirement applies to most companies; exemptions include public organisations and certain micro companies.Under section 5, offenders can be sentenced, on summary conviction in the Magistrates' Court, to a fine of up to level 4 on the standard scale (£2500) .
The Act does not require compulsory insurance against illness and injury suffered by employees working abroad. In Reid v Rush & Thompkins there is no requirement to advise an employee to get insurance herself.