Comparison of free credit report websites
Encyclopedia
The following chart compares free credit report websites, including what's free and what kind of credit reports are included.
According to the Federal Trade Commission
Federal Trade Commission
The Federal Trade Commission is an independent agency of the United States government, established in 1914 by the Federal Trade Commission Act...

, "AnnualCreditReport.com
Annualcreditreport.com
Annualcreditreport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act to provide a mechanism for American...

 is the ONLY authorized source for the free annual credit report."
Comparison of free credit report websites
Name/Website Cost of credit report Cost of credit score Credit card required? Social Security Number required? Report type Score type
AnnualCreditReport.com
Annualcreditreport.com
Annualcreditreport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act to provide a mechanism for American...

Free; one from each agency every 12 months FICO
Fico
Fico may refer to:* Fair Isaac Corporation , an American company* FICO score, a credit score developed by Fair Isaac Corporation * Hurricane Fico, a hurricane in the 1978 Pacific hurricane season...

 score (Equifax
Equifax
Equifax Inc. is a consumer credit reporting agency in the United States, considered one of the three largest American credit agencies along with Experian and TransUnion. Founded in 1899, Equifax is the oldest of the three agencies and gathers and maintains information on over 400 million credit...

) = $7.95; Experian
Experian
Experian plc, formerly known as CCN Systems, is a global credit information group with operations in 36 countries. The company employs 15,500 people with corporate headquarters in Dublin, Ireland and operational headquarters in Nottingham, England and Costa Mesa, California, US...

 score = $7.95; TransUnion
TransUnion
TransUnion is the third largest credit bureau in the United States, which offers credit-related information to potential creditors. Like major competitors Equifax and Experian, TransUnion markets credit reports directly to consumers.- History :...

 score = $7.95
Equifax, Experian & Transunion FICO (from Equifax), Experian & Transunion
Credit Karma
Credit Karma
Credit Karma, a San Francisco-based website, is a company that provides free credit scores to consumers. Credit Karma provides the TransRisk credit score generated from national credit bureau TransUnion, the VantageScore, and the TransUnion Auto Insurance Risk Score.In addition to providing free...

Free proprietary credit report card Free; once daily Transunion (bare) Transunion
Credit Sesame
Credit Sesame
Credit Sesame is a free web based tool that helps consumers manage their credit and save money on their loans. It also provides consumers with a free credit score. No credit card or subscription is required to register or obtain the credit score, which is updated monthly.Headquartered in Sunnyvale,...

Free experian credit report card Free; once monthly Experian (bare) Experian's National Equivalency Score
Equifax
Equifax
Equifax Inc. is a consumer credit reporting agency in the United States, considered one of the three largest American credit agencies along with Experian and TransUnion. Founded in 1899, Equifax is the oldest of the three agencies and gathers and maintains information on over 400 million credit...

Free with free 30-day credit-monitoring trial; $14.95/mo. after trial Free; one-time Equifax, Experian & Transunion FICO
FreeCreditReport.com
FreeCreditReport.com
FreeCreditScore.com and FreeCreditReport.com are websites owned by Experian Consumer Direct, a subsidiary of the credit bureau Experian. The sites offer users their personal credit reports from Experian on the condition that they sign up for Experian's Triple Advantage credit monitoring program for...

Free with free 7-day credit-monitoring trial; $14.95/mo. after trial Free; one-time Experian Experian
Freescore.com Free with refundable $1 processing fee and free 7-day trial; $29.95/mo. after trial Free; one-time Equifax, Experian & Transunion Equifax, Experian & Transunion
Identity Guard Free with free 30-day identity theft protection trial; $14.99/mo. after trial Free; one-time Equifax, Experian & Transunion Equifax, Experian & Transunion
MyFICO.com Free with free 10-day credit-monitoring trial; $14.95/mo. after trial Free; one-time Equifax FICO
Quizzle
Quizzle
Quizzle.com, a Detroit-based website, is the first company to give consumers free access to their credit score. Quizzle provides consumers with CE credit score based on an Experian credit report. The CE Score was developed by CE Analytics. Using Quizzle, consumers can update their credit scores...

Free; once every 6 months Free; once every 6 months Experian CE
True Credit Free with free 30-day credit-monitoring trial; $14.95/mo. after trial Free; one-time , last 4 digits Equifax, Experian & Transunion Transunion
The source of this article is wikipedia, the free encyclopedia.  The text of this article is licensed under the GFDL.
 
x
OK