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Cirrus (interbank network)

Cirrus (interbank network)

Overview
Cirrus is a worldwide interbank network
Interbank network
An interbank network, also known as an ATM consortium or ATM network, is a computer network that connects the ATMs of different banks and permits these ATMs to interact with the ATM cards of non-native banks....

 operated by MasterCard Worldwide
MasterCard
MasterCard Worldwide is a multinational corporation based in Purchase, New York, United States. Throughout the world, its principal business is to process payments between the banks of merchants and the banks of purchasers that use its "MasterCard" brand debit and credit cards to make purchases....

, and was founded in 1986. It links MasterCard
MasterCard
MasterCard Worldwide is a multinational corporation based in Purchase, New York, United States. Throughout the world, its principal business is to process payments between the banks of merchants and the banks of purchasers that use its "MasterCard" brand debit and credit cards to make purchases....

, Maestro
Maestro (debit card)
Maestro is a multi-national debit card service owned by MasterCard. Maestro cards are obtained from associate banks and can be linked to the card holder's current account, or they can be prepaid cards. The cardholder presents the card at the point of sale and this is swiped through the terminal by...

, Diners Club
Diners Club
Diners Club International, originally founded as Diners Club, is a charge card company formed in 1950 by Frank X. McNamara, Ralph Schneider and Matty Simmons...

 credit, debit and prepaid cards to a network of over 1,000,000 ATMs in 93 countries.

Maestro cards are, by default, linked to the Cirrus network, but very often, all three logotypes of the MasterCard family will be shown: MasterCard, Maestro and Cirrus. Canadian, American and Saudi Arabia
Saudi Arabia
Saudi Arabia , is an Arab country and the largest country of the Arabian Peninsula. It is bordered by Jordan on the northwest, Iraq on the north and northeast, Kuwait, Qatar, Bahrain, and the United Arab Emirates on the east, Oman on the southeast, and Yemen on the south...

n ATMs use this network alongside their local networks, and many banks have adopted Cirrus as their international interbank network alongside either a local network, the rival Visa PLUS
PLUS
PLUS is an interbank network that covers all VISA credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide...

 ATM network, or both.
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Encyclopedia
Cirrus is a worldwide interbank network
Interbank network
An interbank network, also known as an ATM consortium or ATM network, is a computer network that connects the ATMs of different banks and permits these ATMs to interact with the ATM cards of non-native banks....

 operated by MasterCard Worldwide
MasterCard
MasterCard Worldwide is a multinational corporation based in Purchase, New York, United States. Throughout the world, its principal business is to process payments between the banks of merchants and the banks of purchasers that use its "MasterCard" brand debit and credit cards to make purchases....

, and was founded in 1986. It links MasterCard
MasterCard
MasterCard Worldwide is a multinational corporation based in Purchase, New York, United States. Throughout the world, its principal business is to process payments between the banks of merchants and the banks of purchasers that use its "MasterCard" brand debit and credit cards to make purchases....

, Maestro
Maestro (debit card)
Maestro is a multi-national debit card service owned by MasterCard. Maestro cards are obtained from associate banks and can be linked to the card holder's current account, or they can be prepaid cards. The cardholder presents the card at the point of sale and this is swiped through the terminal by...

, Diners Club
Diners Club
Diners Club International, originally founded as Diners Club, is a charge card company formed in 1950 by Frank X. McNamara, Ralph Schneider and Matty Simmons...

 credit, debit and prepaid cards to a network of over 1,000,000 ATMs in 93 countries.

Maestro cards are, by default, linked to the Cirrus network, but very often, all three logotypes of the MasterCard family will be shown: MasterCard, Maestro and Cirrus. Canadian, American and Saudi Arabia
Saudi Arabia
Saudi Arabia , is an Arab country and the largest country of the Arabian Peninsula. It is bordered by Jordan on the northwest, Iraq on the north and northeast, Kuwait, Qatar, Bahrain, and the United Arab Emirates on the east, Oman on the southeast, and Yemen on the south...

n ATMs use this network alongside their local networks, and many banks have adopted Cirrus as their international interbank network alongside either a local network, the rival Visa PLUS
PLUS
PLUS is an interbank network that covers all VISA credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide...

 ATM network, or both. In locations such as India
India
India, officially the Republic of India , is a country in South Asia. It is the seventh-largest country by geographical area, the second-most populous country, and the most populous democracy in the world. Bounded by the Indian Ocean on the south, the Arabian Sea on the west, and the Bay of Bengal...

 and Bangladesh
Bangladesh
, officially the People's Republic of Bangladesh is a country in South Asia. It is bordered by India on all sides except for a small border with Burma to the far southeast and by the Bay of Bengal to the south...

, the Cirrus network also serves as a local interbank network as well as an international network.

External links