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ACORD, the Association for Cooperative Operations Research and Development, is the insurance
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the...

 industry's nonprofit standards developer, a resource for information about object technology, EDI
EDI may refer to:* Efficient Drivetrains Inc.* Electronic Data Interchange, a particular set of standards for computer-to-computer exchange of information* EDI, Extended Destination Index...

Extensible Markup Language is a set of rules for encoding documents in machine-readable form. It is defined in the XML 1.0 Specification produced by the W3C, and several other related specifications, all gratis open standards....

 and electronic commerce
Electronic commerce
Electronic commerce, commonly known as e-commerce, eCommerce or e-comm, refers to the buying and selling of products or services over electronic systems such as the Internet and other computer networks. However, the term may refer to more than just buying and selling products online...

in the United States and abroad.

ACORD's most widely known accomplishment is the publication and maintenance of a huge library of standardized forms for the insurance industry. Most claims in the U.S. are recorded or transmitted on ACORD forms.