The elect of God are judged as they sojourn here on earth. Heb 12:6, Whom the Lord loveth he chasteneth, and scourgeth every son he recieveth. God does not chasten the wicked (Ps 73:5) and their judgement will be at the last day (Ps 73:17)(Rev 20:12). The elect will not be judged at the last day, but will be seperated from the wicked and inter into heaven. The elect will not experience the second death but the wicked will.