How does Funeral Coverage Plus work? A family member has a plan stating that a benefit of $3000.00 will be paid upon death. She has already contributed over $5500.00 Is she being taken for a ride?...

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How does Funeral Coverage Plus work? A family member has a plan stating that a benefit of $3000.00 will be paid upon death. She has already contributed over $5500.00 Is she being taken for a ride? Help!

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