All there is in Kal's & Maya's kingdom is causes & effects. Your actions & reactions, good or otherwise, carry a price, a debt that must be paid in equal measure.

You may have forgotten the types of karma:
1. Caused ones
2. Carry over ones
3. Those karmas given by The Lord in order to prepare your mind, body and soul for the return trip only via The Son.

Everywhere and in every situation, a person causes the first two types of karma: saying "Hello" with a jolly disposition might elicit a positive reply from the one addressed but the one in earshot & angry at happy people may feel more bitter in his or her heart because you are so happy. Karmas are created in both directions in this way. Past lifetimes, those actions & thoughts and feelings you had but have no clue about must also be paid. In order to strengthen and fortify for the difficult "Path" life, The Father challenges us all. Each initiate must be readied for understanding the supreme purpose of The Son sent to collect our soul (Baba Ji), the Path leading to The Son & then Him guiding us students Home, and our willingness to devote to eliminating our ego, the 5 deadly passions, and welcoming the purification process, as no souls re-enter The Father's House impure. We put forth the effort devoting & loving The Son and His Teachings and allow Him to do the impossible job of getting us Home.

Baba Ji encourages us all: "Do not try juggling karmic debts, as this is futile, but know that you have a very good opportunity for leaving the birth & death cycle forever"

How do we lovingly & devotedly help Huzur Gurinder Singh Ji get our soul Home?

Love & devote to Baba Ji while trusting in Him that He will one day get us successfully Up to Sat Lok. Our role is to do what is necessary to purify our mind, body and soul:
* Meditation is of the highest seva and love & devotion to The Living Master Who Loves & Devotes to us immeasurably
* We stop worrying about karmic debts, falling to Kal & Maya temptations of the mind, body, and 5 passions by meditating daily as prescribed by Baba Ji
* We love the real form of one another (souls abound everywhere you see another human being)
* We read His Books and remind ourselves of all glorious teachings and follow them to the letter
* We love the goodness ("God-realize") that is our true form
* When not meditating, we devote to Simran & Bhajan
* When in meditation, we devote to Simran & Dhyan and curiously and very contentedly sit at Baba Ji's Radiant Form and Precious Feet and beg to go Up

Happily we follow verbatim exactly what we were instructed to do at the time of our initiation.

Karmas happen everywhere, in all times, and beyond anyone's ability to stop this gravity from happening.

Why try and stop the earth from turning or bring a halt to the gravity that holds all of us well-grounded?

Thanks for answering my question. i knw wat ever u said is absolutly right bt in our tough time its so diffult to follow all this thing i mean right nw i going through very very tough tim i mean i have only one option tht this to finish my life i knw tht wil nt solve my problem bt whn v need babaji more at tht tim he left us alone y he isdoing tht frm my childhood i m believing in babaji tht wat ever is happening to me is from babaji wil nd he is doing jst bcoz this is gud fr me i always belive tht right knw also i want to feel the same bt nw y i am nt able to think like tht i dont knw wat wil happen to me bt frankly speaking i wnt to do my simran bt all this is nt letting me to do so right nw i hving the felling of lonliness bcoz without babaji my life is nothing so if he has left me thn y should i leave u dont think its better to die bcoz babaji is nt helping nt fr problems bt fr also my simran he is nt showering his grace to me thn wat is the point of leaving.